Riley McGirk, President 

P 630-903-6051

C 630-624-6051

What's New

Gaps in coverage you can fix for a few bucks

Uninsured Motorists covered on your umbrella?

Uninsured and underinsured auto coverage is standard on your personal auto policy.  It protects you in case you are hit by a motorist that has no insurance or has low limits.  Your policy kicks in up to the limit you choose.  If an uninsured motorists causes a serious accident with multiple passengers, $300,000 or $500,000 can be eaten up in a hurry.  Make sure that limit is extended into your umbrella and gives you the full $1,000,000 limit.  Cost: about $150  

Have you inherited any valuables lately?

Many insureds in their 40s and 50s may have inherited valuable art, artifacts, jewelry or other items from their recently deceased parents.  Take a look around.  Some of those items may need to be "itemized" in order to get the full coverage in the event of a loss.  Cost:  about $200

Only company cars in your house?  

There is a coverage called "drive other car coverage" that extends a small personal policy to your family in case all the autos in your home are business vehicles.  Why bother?  Your commercial auto coverage doesn't cover you renting a car for personal use, or if your kid borrows someones car and injures another person.  There are a few important gaps taken care of easily.  Cost:  $180


O  630-903-6051

C   630-624-6051


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